60/40 THE PLAN, INC.
MIAMI, FLORIDA

Founded on October 28, 2008, 60/40 The Plan, Inc., is an innovative leader in the mortgage modification space. Located in Miami, Florida, this company focuses on crafting systems that allow for the reshaping of existing mortgage loans. Their mission is to offer solutions that align with borrowers' financial situations, helping them maintain home ownership and steer clear of defaulting on payments. Guided by experienced industry leaders like President Maria L. Diaz, 60/40 The Plan utilizes a unique patented business method (Patent No. US 8,583,525 B1). This approach introduces Collateralized Debt Instruments with Two Negotiable Payment Plans, designed to improve the affordability and flexibility of private as well as government mortgage options. Their ultimate goal is not just making houses affordable but also injecting stability into the housing market and aiding economic revitalization. The company presents a business model enabling property owners under mortgage (POM) to defer around 45% of their monthly payments without needing extra investment, offering considerable financial relief. This voluntary restructuring plan garners support from private sector players including banks, insurance companies, and securities firms while proposing tax incentives for government backing. With its operational base at 13602 S W 101 Avenue in Miami, Florida, and a commitment to transparency evident through their website [6040theplan.com](http://6040theplan.com), the company maintains thorough communication with all stakeholders. As a Domestic Profit Corporation (DOMP) under file number P08000096879 in Florida, it published its last annual report on April 25, 2024, with Fei Number 611572816.