60/40 THE PLAN, INC.
MIAMI, FLORIDA

60/40 The Plan, Inc., founded on October 28, 2008, is a pioneering company in the mortgage modification sector. Based in Miami, Florida, the company specializes in developing systems that enable the restructuring of existing mortgage loans. This initiative seeks to provide sustainable solutions tailored to borrowers’ financial capabilities, thereby enhancing their ability to maintain ownership and avoid defaulting on mortgages. Under the leadership of seasoned industry professionals like President Maria L. Diaz, 60/40 The Plan employs its proprietary utility patented business method (Patent No. US 8,583,525 B1). This innovative approach facilitates the creation of Collateralized Debt Instruments with Two Negotiable Payment Plans, transforming both private and government mortgage solutions. The core objective is to make housing more affordable over the long term while simultaneously injecting stability into market dynamics and supporting economic growth. The company’s business model allows mortgaged property owners (POM) to defer approximately 45% of their monthly payments without additional investment, resulting in significant savings. This voluntary mortgage restructuring plan leverages support from private sector entities such as lending institutions, insurance companies, and securities firms while suggesting a government tax incentive. With its headquarters at 13602 S W 101 Avenue in Miami, Florida, and an official website at [6040theplan.com](http://6040theplan.com), the company ensures transparency and ongoing involvement with all stakeholders. The status of 60/40 The Plan, Inc., is verified as a Domestic Profit Corporation (DOMP) under file number P08000096879 in Florida, with its last annual report published on April 25, 2024, carrying Fei Number 611572816.