5TH STREET CAPITAL, INC.
SAN DIEGO, CA

is a highly regarded industry expert in business development and product marketing; consistently recognized for excellence in loan production. As a business development manager with Indy Mac from 1998-2008 he was consistently in the top 20 nationwide, funding $1.9 billion in production and earning revenue for the Bank of upwards of $37 million. Following the global financial crisis Mr. Totry worked briefly for Penny Mac and Bank of America before being recruited by B of I Federal Bank to help expand their new line of business. The work Mr. Totry has done at B of I Federal Bank exceeded the expectations of management, with Mr. Totry’s funding often representing 50% of overall production in the unit and those of other business units in their entirety. Mr. Totry was instrumental in the success of the program and has been the top producing sales person for nearly 36 months, funding $262 million in 2013, $442 million in 2014, and $489 million in 2015. EVP, Director of Business Development Founded in 2015 and based in San Diego, California, 5th Street Capital, Inc. is a privately held residential real estate financing company specializing in lending to high net worth and other well-qualified borrowers sourced through its wholesale mortgage channel. The company is licensed by the California Department of Business Oversight. 5th Street Capital Announces Strategic Initiative to Open its Products and Services to More Business Partners San Diego-based provider of jumbo, non-Qualified Mortgages (non-QM) well positioned for growth in primary and secondary mortgage markets SAN DIEGO, Calif., September 30, 2017 (Businesswire) – 5th Street Capital, Inc., a groundbreaking mortgage lender that has been bringing a new perspective to the marketplace for more than two years, today announced that its Board of Directors has approved a strategic initiative intended to open its products and services to new clients. These expansions plans solidify 5th Street Capital’s position as a major provider of jumbo, non-Qualified Mortgage (non-QM) to aggregator business partners, and as a wholesale resource for approved brokers. “During our first two years of operations, we worked with a select group of business partners and the response has been overwhelmingly positive,” said . “Our highly successful participation in several mortgage securitization offerings over the last year have made it clear that it is a great time to open our products and services to additional clients.” Loans originated through 5th Street Capital have an average FICO score of 732 and an average debt-to-income ratio of 36%. The company makes loans up to $10 million and the average loan amount is for $800,000. “We are very excited about our growth and plans for expansion that allow us to meet the needs of new and existing business partners and their clients,” said Executive Vice President of Business Development Maurice Totry . “Our strategic initiative will create opportunities for more brokers, and their borrowers whose circumstances call for nonconforming, jumbo and super jumbo financing programs. We are determined to provide superior service as we continue to offer products that are not well represented in today’s wholesale mortgage channel.” The Company works closely with mortgage brokers to serve well-qualified clients purchasing or refinancing properties in Arizona, California, Colorado and Oregon. Expansion and a larger footprint are 5th Street Capital’s key strategic initiatives for 2017. The Company is on track to provide lending services in Florida, Nevada, New York and Washington over the coming months. To inquire about becoming an approved partner or find more information about 5th Street Capital, Inc., visit The team at 5th Street Capital is committed to helping brokers offer solutions to buyers of investment properties, second homes, and primary residences in high-cost housing markets. Timely decisions and a commitment to quick closings complement the Company’s flexible underwriting philosophy. The Company strives to provide superior service levels to brokers with whom 5th Street has relationships and to their clients. 5th Street Capital Emerges as a Major Lender in the Jumbo and Alt-A Mortgage Market SAN DIEGO, Calif., April 04, 2017 (Businesswire) – 5th Street Capital, Inc., a groundbreaking mortgage lender that has been bringing a new perspective to the marketplace over the course of the last 2 years, today affirmed its position as a major provider of jumbo, non-Qualified Mortgage (non-QM) to its aggregator business partners. Earning the spot of top contributor, 5th Street Capital provided approximately 20 percent of mortgage loans aggregated in a $119.87 nonprime mortgage-backed security (MBS) offering late in March 2017. In a previous offering by in October 2016, 5th Street Capital was the third largest contributor. “Over the last two years, we’ve built the company into a regional powerhouse, and we are proud to be a trusted source for our aggregator business partners,” said President and Chief Operating Officer Leigh Porter. “Our solid track record as a trusted source for jumbo, superjumbo and other non-QM mortgage loans puts us among the leading players in today’s niche product lending space – in both the primary and secondary mortgage market.” The Company works closely with mortgage brokers to serve well-qualified clients purchasing or refinancing properties in Arizona, California, Colorado and Oregon. Expansion and a larger footprint are 5th Street Capital’s key strategic initiatives for 2017. The Company is on track to provide lending services in Florida, Nevada, New York and Washington over the coming months. Loans originated through 5th Street Capital have an average FICO score of 732 and an average debt-to-income ratio of 36%. The company makes loans up to $10 million and the average loan amount is for $900,000. Executive Vice President of Business Development Maurice Totry